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Personal Loan

Apply Personal Loan Online

LoanTrust being founded in the mid of August 2016, is one of the most trusted and bank neutral platform that works closely with its partner banks & NBFCs to get the lowest interest rate personal loan, home loan, business loan, vehicle loan and credit cards combined with superior customer services for its customers all over. Bangalore popularly known as the Silicon Valley of India is also the capital city of Karnataka state, is also the largest center of Indian IT industry and attracts young aspiring individuals from all over the country creating more migrants in search of jobs and property investors paving a way to more & more need for Banking & financial services. Thanks to LoanTrust, now the young residents can opt for an instant personal loan, home loan as well as business loans in India being glued to their homes in a more simple and hassle freeway than ever before.

A young, dynamic individual who is new to the silicon city of Bangalore also brings with him his dreams and desires of buying a new home, dream family vacations, unexpected medical emergencies or setting up their own business. A personal loan, home loan or a business loan in Bangalore can make your dreams come true. With new age consumer lending platforms, such as LoanTrust, you can now get an instant, secure and online personal loan, home loan, business loan in Bangalore.

Our Banking Partners

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Our Non Banking Partners

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Eligibility Criteria

Age above 21 years

Salaried Professional

Valid Bank Account

Salary Slip

Valid Address / ID Proof

Good Cibil / Credit Score

Required documents to apply Personal Loan

  • Three passport size photographs
  • ID proof – Passport/Voter ID/ Aadhar or drivers licence
  • Residence Proof – Passport/ Landline bill/ Post paid Mobile bill/ Rental agreement or Bank Statement
  • Pan Card copy
  • Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
  • Income Proof - Latest 3 months salary slips
  • Bank Statement - 6 months bank statements

Personal Loan Rate of Interest

BANK/NBFC Interest Rate(pa) Loan Amount Processing Fees Part Payment Pre-closure Charges Locking Period Tenure
IDFC Bank 11.69% - 15.00% (BT rates starts from 11.50%) 1Lakh to 20Lakhs Up to 2.0% of the loan amount Up to 40% of loan amount every year 3% on your principal outstanding + GST 3 months 12 to 60 months10.99% - 20.00%
HDFC Bank 10.99% - 20.00% 50k to 40Lakhs Up to 2.50% of the loan amount subject to a minimum of ₹1,999/- & Maximum of ₹25000/- Up to 25% of Principal Outstanding allowed 13-24 Months - 4% of Principal Outstanding 25-36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding >48 months - 0% 12 Months 12 to 60 months
ICICI Bank 11.50% - 16.75% 50k to 25 Lakhs Up to 2.25% per annum of loan amount plus GST Not available 5% per annum of principal outstanding plus GST 6 months 12 to 60 Months
Bajaj Fiserv 12.00% - 16.00% 1 Lakh to 20 Lakhs Up to 3.99% of the loan amount Should be more than 1 EMI (2% + applicable taxes on part-payment amount paid) 4% plus applicable taxes on principal outstanding 1 month 12 to 60 Months

Customer Testimonials

Customer Testimonails

Thanks to LoanTrust, I got my personal loan within a short span of time which was paperless and hassle-free. Sure. Would recommend to friends.

Ramesh Infosys
Customer Testimonails

Got a credit card from LoanTrust. It was such an easy and convenient experience. Thanks

Sunil Kumar Wipro
Customer Testimonails

Had a great experience applying for a home loan through LoanTrust. I was looking for a home loan of around 25 lakhs for a duration of 20 years. Thanks to LoanTrust I got my home loan with less paperwork and low-interest rate. Thank you. Keep it up.

Mukesh IBM India
Customer Testimonails

Great website and excellent customer service. Got my business loan without moving an inch sitting at home. Credit goes to LoanTrust. Kudos to the entire team

Nalina Oracle India Pvt Ltd
Customer Testimonails

Customer services are excellent. Thanks for getting me a personal loan where no strings attached. Give it a try.

Gita Kumari VM ware

Frequently Asked Questions

A. You can get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.

A. Yes, you can pre-pay your loan as and when you want.

A. Repayment of the loan will happen monthly on an EMI (equated monthly installment) basis where the amount will be calculated based on amortizing balance. One or two of the installments might be different which will depend on the timing of the loan.

A. If the monthly payment for a borrower is delayed for any reason, a penalty fee and penal interest might be charged to the borrower. The borrower’s credit file will also get impacted which will restrict him / her to get credit in the future. Legal action may also be taken against the borrower.

A. Lenders will have the ability to view detailed profiles of the borrowers, information like financial information, employment information, etc. The personal information of the borrower remains protected as per our privacy policy.

A. You can pay your EMIs using electronic transfer of funds, ECS.

A. Soon after the loan is approved, the funds will be transferred right into your bank account.