LoanTrust being founded in the mid of August 2016, is one of the most trusted and bank neutral platform that works closely with its partner banks & NBFCs to get the lowest interest rate personal loan, home loan, business loan, vehicle loan and credit cards combined with superior customer services for its customers all over. Bangalore popularly known as the Silicon Valley of India is also the capital city of Karnataka state, is also the largest center of Indian IT industry and attracts young aspiring individuals from all over the country creating more migrants in search of jobs and property investors paving a way to more & more need for Banking & financial services. Thanks to LoanTrust, now the young residents can opt for an instant personal loan, home loan as well as business loans in India being glued to their homes in a more simple and hassle freeway than ever before.
A young, dynamic individual who is new to the silicon city of Bangalore also brings with him his dreams and desires of buying a new home, dream family vacations, unexpected medical emergencies or setting up their own business. A personal loan, home loan or a business loan in Bangalore can make your dreams come true. With new age consumer lending platforms, such as LoanTrust, you can now get an instant, secure and online personal loan, home loan, business loan in Bangalore.
Our Banking Partners
Our Non Banking Partners
Required documents to apply Personal Loan
Three passport size photographs
ID proof – Passport/Voter ID/ Aadhar or drivers licence
Residence Proof – Passport/ Landline bill/ Post paid Mobile bill/ Rental agreement or Bank Statement
Pan Card copy
Age Proof – Passport/ drivers licence/school certificate or Pan Card copy
Income Proof - Latest 3 months salary slips
Bank Statement - 6 months bank statements
Personal Loan Rate of Interest
11.69% - 15.00% (BT rates starts from 11.50%)
1Lakh to 20Lakhs
Up to 2.0% of the loan amount
Up to 40% of loan amount every year
3% on your principal outstanding + GST
12 to 60 months10.99% - 20.00%
10.99% - 20.00%
50k to 40Lakhs
Up to 2.50% of the loan amount subject to a minimum of ₹1,999/- & Maximum of ₹25000/-
Up to 25% of Principal Outstanding allowed
13-24 Months - 4% of Principal Outstanding
25-36 Months - 3% of Principal Outstanding
>36 Months - 2% of Principal Outstanding
>48 months - 0%
12 to 60 months
11.50% - 16.75%
50k to 25 Lakhs
Up to 2.25% per annum of loan amount plus GST
5% per annum of principal outstanding plus GST
12 to 60 Months
12.00% - 16.00%
1 Lakh to 20 Lakhs
Up to 3.99% of the loan amount
Should be more than 1 EMI (2% + applicable taxes on part-payment amount paid)
4% plus applicable taxes on principal outstanding
12 to 60 Months
Thanks to LoanTrust, I got my personal loan within a short span of time which was paperless and hassle-free. Sure. Would recommend to friends.
Got a credit card from LoanTrust. It was such an easy and convenient experience. Thanks
Had a great experience applying for a home loan through LoanTrust. I was looking for a home loan of around 25 lakhs for a duration of 20 years. Thanks to LoanTrust I got my home loan with less paperwork and low-interest rate. Thank you. Keep it up.
Great website and excellent customer service. Got my business loan without moving an inch sitting at home. Credit goes to LoanTrust. Kudos to the entire team
Oracle India Pvt Ltd
Customer services are excellent. Thanks for getting me a personal loan where no strings attached. Give it a try.
Frequently Asked Questions
A. You can get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.
A. Yes, you can pre-pay your loan as and when you want.
A. Each consumer wishing to borrow on the Indialends portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.
A. The reason your application was rejected was because your credit profile did not match the criteria stipulated in the Indialends policy at the time. However, Indialends might be able to approve your application at a later date, if by then your credit file has improved or there have been changes in the Indialends credit policy.
A. Repayment of the loan will happen monthly on an EMI (equated monthly installment) basis where the amount will be calculated based on amortizing balance. One or two of the installments might be different which will depend on the timing of the loan.
A. If the monthly payment for a borrower is delayed for any reason, a penalty fee and penal interest might be charged to the borrower. The borrower’s credit file will also get impacted which will restrict him / her to get credit in the future. Legal action may also be taken against the borrower.
A. Loan requests can only be cancelled prior to loan disbursal. In case you want to make any changes to your request please reach out to email@example.com. The support team will help you in making the modifications.
A. You can pay your EMIs using electronic transfer of funds, ECS.
A. Soon after the loan is approved, the funds will be transferred right into your bank account.